HappyCash

FAQ

We light the way for your happy lifeHappycash is dedicated to improving the lives of Filipinos, ensuring transparency, fairness, and responsibility. Instant financial aid available anytime, with just one valid ID.

5 reasons to choose us

With daily interest rate of only 0.2%

Up to 3 months repayment terms

Borrow up to 25,000 pesos

SEC registered, safe and trusted

5 minutes to get loan disbursement

5 steps to borrow

Download the Happycash app

Wait for approval

Apply a loan and get cash

Repay on time

Customers’ voices

Kieh A. Mingoy

I used this app smoothly at the first time. But my reloan was "REJECTED" recently even though I've fully paid all my due date in advance and I don't know why. As soon as I contact the customer service, they felt sorry and told me how to handle it quickly. Just three days later, Happycash sent me a message and I can reapply successfully with a larger ammount. Their service is really patient and efficient!!!

Liza Cañada

Happycash is one of the best online loans. I applied on December 23 and received the money an hour later. What's amazing is their one-month term, and the good news is that I was approved for a loan of P2,500...and I received the entire money, which I paid back after a month with only P370 interest....... Mararamdaman mo yung hiniram mo kay Happycash compared to other online loans na napakalaki ng processing fee. Very excellent service at talagang nakakatulong!!!

Joenel Taniegra

I can't believe I have only tried using this app recently. I have used a lot of OLA with extremely high interest just bcos we really needed extra cash. But with Happycash, there's an option to pay up to 3 months already on my 2nd loan & the interest is still so much lower compared to those loan shark apps. I'm currently very happy with this!

Want to help accelerate financial inclusion in the Philippines? We’re hiring – job@happycash.ph

Happycash is a fintech platform that delivers digital credit to Filipinos – providing quick, seamless, affordable financial access to the credit-worthy yet underserved. Happycash is operated by Yinshan Lending Inc. Operating under the name of HappyCash, a licensed financing company with SEC Registration No. CS201900108 and Certificate of Authority No.2860. Please Always study the terms and conditions , disclosure statement, and privacy agreement before proceeding with any transaction.

Customer Service 09102626060
09085848852
Monday-Sunday:9:00-18:00

Email cs@happycash.ph

Address

26th Floor, The World Center,
Gil Puyat Ave., Brgy. Bel-Air, Makati City, Philippines